THE IMPACT OF IDENTITY THEFT ON INDIVIDUALS AND SOCIETY AT CALOOCAN CITY

Abstract

Identity theft is a growing global threat that has affected millions of people in recent years. Advances in digital technology, social media, and online transactions have opened new avenues for cybercriminals to steal personal information fraudulently (Meda, 2024). According to DeLiema et al. (2021), identity theft causes not only financial losses but also emotional harm and psychological effects that last for a considerable period. Reports from the United States, United Kingdom, and other countries indicate that cybercriminals commonly use phishing, data breaches, and dark web information trading to commit identity theft. These findings highlight the urgent need to strengthen cybersecurity systems and enforce stricter laws and regulations to combat identity theft. This study uses a descriptive research design to gather detailed data from Caloocan City residents, businesses, and law enforcement regarding identity theft. It focuses on emotional, psychological, financial, technological, and legal impacts. The study employs purposive sampling, a non-probability method, to select participants with relevant experience and knowledge. The sample consists of 30 residents and 20 law enforcement officials, for a total of 50 respondents. The study included 50 respondents, consisting of 30 residents (60%) and 20 police officers (40%). Most respondents were aged 18 to 25 (34%) and 26 to 35 (32%), representing 66% of the total. Males accounted for 62% (31 respondents), while females made up 38% (19 respondents). In terms of civil status, 46% were single, 52% married, and 2% widowed. Regarding educational attainment, 44% were high school graduates, 44% college graduates, 6% elementary graduates, 4% vocational graduates, and 2% postgraduates. The research is limited to the situation in Caloocan City, particularly concerning recent advancements in digital technology and the changing landscape of online interactions. Furthermore, it analyzes related laws and policies in the Philippines that address the prevention of identity theft, focusing on their implementation and effectiveness at the local level.