Perceptions of Selected Teaching and Non-teaching Personnel in Bestlink College of the Philippines on Acquiring Health Maintenance Organization Benefit

Vol.4, No.1

Abstract

A maintenance Organization or HMO is a type of insurance provider that works with a
network of physicians to give the benefactor under its coverage basic and supplemental
health in times of need. On the other hand, Perception may relate to psychology because
psychology is the study of behavior and mental processes, while perception is how we react
to situations. In other words, our behavior towards that situation and, in some circumstances,
specifically in teaching and non-teaching personnel, developed perceptions that may or may
not reflect reality and, consequently, influence their value system. The purpose of this study
is to know the perception of teaching and non-teaching personnel in Bestlink College of the
Philippines on acquiring Health Maintenance Organization Benefits in terms of Financial
Protection, their willingness, and the advantages they thought were most beneficial for them.
From the results of this study, most of the respondents are Aged 24-30 years old, come with
a lot of females and groups of non-teaching than teaching, and have 1-3 years of service.
The perception of the said respondents in terms of financial protection is “Agree,” while in
willingness, it is “Strongly agree.” The premium benefits of members increase over a longer
period of being a member, which has the lowest weighted mean but the highest advantage
based on the perception of teaching and non-teaching personnel.
The researchers recommend that they should try to increase their employees' knowledge of
HMO by sending a memo to each department with all of the information about HMO benefits.
If employees purchase HMO, it is much better if they have access to broad coverage. Also,
researchers recommend that it be made available to all employees and that they decide
whether or not to acquire it. Aside from acquiring a Health Maintenance Organization, the
Bestlink College of the Philippines must propose a wellness program to all teaching and non-
teaching staff. Adding to that, they should offer other Health Maintenance Organization
Providers the same or almost to the benefits of their current provider.