Calderon, Jackielyn G. “Financial Management Skills of Teachers and Its Effects on Their Socio-Economic Conditions”. Ascendens Asia Singapore – Union Christian College Philippines Journal of Multidisciplinary Research Abstracts, vol. 4, no. 1, Dec. 2021, https://ojs.aaresearchindex.com/index.php/aasguccphjmra/article/view/8996.