“MICROFINANCE MANAGEMENT SYSTEM: HUMAN RESOURCE 3 (‘SKILL DEVELOPMENT, RECRUITMENT ANALYTICS, HR DATA ANALYTICS WITH PREDICTIVE ANALYTICS USING PYTORCH’)” (2026) Ascendens Asia Singapore – Bestlink College of the Philippines Journal of Multidisciplinary Research, 7(1). Available at: https://ojs.aaresearchindex.com/index.php/aasgbcpjmra/article/view/15835 (Accessed: 13 March 2026).